Welcome to one of Spain's leading financial institutions, and the Nº 1 Savings Bank in Europe.

At “La Caixa” we offer all our clients the products and services which best meet their needs. We achieve this through personal service and the most up-to-date technology available.

A great team providing great solutions. Only being big we are able to offer the high level of service that you reserve. That is why we have a large professional staff team and an extensive network of branches (more than 4.600) throughout the country.

We speak your language. In addition, thanks to our simultaneous translation service, we are able to attend your enquiries in English, French, German, Arabic, Russian or Swedish.

FINANCIAL PRODUCTS AND SERVICES.

Euros current account:

• Interest: calculation method by average balance. Nominal interest rate 0,10% APR.
• Maintenance: 30,05€ per year.
• Operational: 0,36€ per operation, exemption 10 operations per month.

Account updates:

If you have a current account you will receive a monthly statement from “La Caixa”. You can also consult your account at Linea Abierta (Open line), our homebanking service which you can access by connecting to www.laCaixa.es, available in English. You can register for this service free of charge. Moreover you can get information about account by calling 902 200 202.

UK Pounds account:

• Interest: LIBID a day -0,70%

Banking Transfer:

• International Transfer: 0,10% over the amount of money transferred to Spain, no commission. 0,20% over the amount of money transferred to UK, commissions will be negociated depending on turnover.
• National Transfer: it depends on the destination city and the amount of money.
• Direct Debits: for easy payment of all your bills in Spain or any other country.
• Cards: “La Caixa” offers an extensive range of debit and credit cards from all major market brands (Visa, Mastercard, American Express, Diners, JCB,…)

Savings and investments:

Mortgage Loans: At “La Caixa” , one of the markets leader for mortgage loans, we offer the best service and the most innovative products. You will find a wide range of mortgage options enabling you to choose that which best suits your situation: we can arrange a mortgage tailor-made to your needs with minimum paperwork an a quick response.

In addition “La Caixa” offers the professional advice necessary for you to buy a property in Spain.

Insurance: we offer the best conditions for your insurance solutions, life insurance and home insurance.

La Caixa-Branch 2192
Cartagena (SPAIN)

21st January 2004